:root{--navy:#0F1F2E;--navy2:#17324b;--gold:#C6A96B;--gold2:#e2cc95;--white:#fff;--soft:#F7F9FB;--char:#2B2F33;--muted:#65717c;--border:#E3E6EA;--success:#4F7A5C;--warning:#B08A3C;--critical:#A94A48;--max:1180px;--radius:18px;--shadow:0 18px 50px rgba(15,31,46,.09)}
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.site-header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.96);backdrop-filter:saturate(140%) blur(12px);border-bottom:1px solid rgba(227,230,234,.95)}.header-inner{height:78px;display:flex;align-items:center;gap:28px}.brand{width:220px;flex:0 0 auto}.brand img{width:100%;height:58px;object-fit:contain;object-position:left center}.main-nav{margin-left:auto;display:flex;align-items:center;gap:20px;font-size:14px;font-weight:650;color:#33414d}.main-nav>a{padding:27px 0;position:relative;white-space:nowrap}.main-nav>a:after{content:"";position:absolute;left:0;right:100%;bottom:19px;height:2px;background:var(--gold);transition:right .2s}.main-nav>a:hover:after,.main-nav>a[aria-current="page"]:after{right:0}.nav-actions{display:flex;gap:9px;margin-left:4px}.menu-toggle{display:none;margin-left:auto;border:0;background:transparent;width:44px;height:44px;padding:10px}.menu-toggle span:not(.sr-only){display:block;height:2px;background:var(--navy);margin:5px 0}
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.section{padding:92px 0}.section-soft{background:var(--soft)}.section-navy{background:var(--navy);color:#e9eef2}.section-navy h2,.section-navy h3{color:#fff}.section-heading{max-width:760px;margin-bottom:38px}.section-heading h2{margin:0 0 14px;color:var(--navy);font-size:clamp(32px,4vw,49px);line-height:1.12;letter-spacing:-.035em}.section-heading>p:last-child{margin:0;color:#64717c;font-size:18px}.section-navy .section-heading>p:last-child{color:#c5d0d9}.statement-panel{padding:42px;border:1px solid var(--border);border-radius:var(--radius);background:#fff;box-shadow:var(--shadow)}.statement-panel blockquote{margin:0 0 18px;color:var(--navy);font-size:clamp(27px,4vw,43px);line-height:1.22;letter-spacing:-.03em;font-weight:750}.statement-panel p{margin:0;color:#5b6975;font-size:17px}.cards-2,.cards-3,.cards-4,.cards-5{display:grid;gap:18px}.cards-2{grid-template-columns:repeat(2,minmax(0,1fr))}.cards-3{grid-template-columns:repeat(3,minmax(0,1fr))}.cards-4{grid-template-columns:repeat(4,minmax(0,1fr))}.cards-5{grid-template-columns:repeat(5,minmax(0,1fr))}.card{position:relative;padding:28px;border:1px solid var(--border);border-radius:var(--radius);background:#fff;min-height:210px}.card-index{display:inline-block;color:#9c8045;font-size:12px;font-weight:850;letter-spacing:.12em;margin-bottom:22px}.card h3{margin:0 0 10px;color:var(--navy);font-size:20px;line-height:1.25}.card p{margin:0;color:#68747e;font-size:15px}.center-actions{text-align:center;margin-top:30px}.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:start}.duo{display:grid;grid-template-columns:1fr 1fr;gap:20px}.feature-card{padding:38px;border:1px solid var(--border);border-radius:var(--radius);background:#fff}.feature-card h2{color:var(--navy);font-size:31px;line-height:1.2;margin:8px 0 16px}.feature-card p:not(.eyebrow){color:#64717c}.feature-card .btn{margin-top:10px}.quote-card{border-radius:var(--radius);background:var(--navy);color:#fff;padding:42px;min-height:260px;display:flex;align-items:end;box-shadow:var(--shadow)}.quote-card p{font-size:27px;line-height:1.35;letter-spacing:-.02em;margin:0}.lead-copy{font-size:20px;color:#51606c;margin-top:0}.not-list{display:grid;gap:10px;margin-top:22px}.not-list span{padding:13px 16px;border-left:3px solid var(--gold);background:var(--soft);font-weight:650;color:var(--navy)}
.cta-band{background:#12283b;color:#fff;padding:62px 0}.cta-grid{display:grid;grid-template-columns:1fr auto;align-items:center;gap:40px}.cta-band h2{font-size:38px;line-height:1.12;letter-spacing:-.03em;margin:0 0 12px}.cta-band p:not(.eyebrow){margin:0;color:#c4d0d8;max-width:750px}.steps{margin:0;padding:0;list-style:none;display:grid;gap:12px}.steps li{display:grid;grid-template-columns:120px 1fr;gap:18px;border-bottom:1px solid rgba(255,255,255,.12);padding:14px 0}.steps b{color:#dfc990}.steps span{color:#d5dee5}.check-list,.check-grid{list-style:none;margin:0;padding:0;display:grid;gap:12px}.check-grid{grid-template-columns:1fr 1fr}.check-list li,.check-grid li{position:relative;padding:13px 14px 13px 40px;border:1px solid var(--border);border-radius:10px;background:#fff;color:#40505d}.check-list li:before,.check-grid li:before{content:"✓";position:absolute;left:14px;color:var(--success);font-weight:900}.fineprint{font-size:13px;color:#75818c;margin-top:22px}.principles{display:grid;grid-template-columns:1fr 1fr;gap:12px}.principles span{border:1px solid rgba(255,255,255,.13);border-radius:10px;padding:16px;color:#e7edf2}.comparison{display:grid;grid-template-columns:1fr 1fr;border:1px solid var(--border);border-radius:var(--radius);overflow:hidden}.comparison article{padding:38px;background:#fff}.comparison article+article{background:var(--soft);border-left:1px solid var(--border)}.comparison h3{color:var(--navy);font-size:26px}.comparison ul{margin:18px 0 0;padding-left:20px;color:#60707c}.comparison li{margin:9px 0}.score-dimensions{display:grid;gap:18px}.score-dimensions>div{display:grid;grid-template-columns:1fr auto;gap:6px 18px;align-items:end}.score-dimensions span{color:var(--navy);font-weight:700}.score-dimensions strong{color:#8d743e}.score-dimensions i{grid-column:1/-1;display:block;height:9px;background:#e8ecef;border-radius:999px;overflow:hidden}.score-dimensions i:before{content:"";display:block;height:100%;width:var(--w);background:linear-gradient(90deg,var(--navy),var(--gold));border-radius:inherit}.bands{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.bands article{padding:26px;border-radius:14px;background:#fff;border:1px solid var(--border)}.bands strong{font-size:29px;color:var(--navy)}.bands h3{margin:7px 0;color:#8d743e}.bands p{color:#65727c;font-size:14px}.notice{margin-top:30px;padding:22px 24px;border-left:4px solid var(--gold);background:#fff;border-radius:9px;box-shadow:0 8px 24px rgba(15,31,46,.05)}.notice strong{color:var(--navy)}.notice p{margin:6px 0 0;color:#68747e}.legal{max-width:850px}.legal h2{color:var(--navy);font-size:28px;margin:38px 0 10px}.legal p{color:#5f6c77}.legal a{text-decoration:underline;text-decoration-color:var(--gold);text-underline-offset:3px}
.contact-grid{display:grid;grid-template-columns:1.3fr .7fr;gap:30px;align-items:start}.assessment-form{border:1px solid var(--border);border-radius:var(--radius);padding:34px;background:#fff;box-shadow:var(--shadow)}.form-head h2{color:var(--navy);font-size:34px;margin:0 0 6px}.form-head>p:last-child{color:#7a858e;font-size:13px}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-top:25px}.form-grid label{display:grid;gap:6px;color:#34424e;font-weight:700;font-size:13px}.form-grid label.full{grid-column:1/-1}.form-grid input,.form-grid select,.form-grid textarea{width:100%;border:1px solid #cad1d7;border-radius:9px;padding:12px 13px;color:#243440;background:#fff;outline:none;min-height:48px}.form-grid textarea{resize:vertical}.form-grid input:focus,.form-grid select:focus,.form-grid textarea:focus{border-color:#8d743e;box-shadow:0 0 0 3px rgba(198,169,107,.18)}.hp{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}.consent{display:flex;gap:10px;margin:18px 0;color:#5f6d77;font-size:13px;align-items:flex-start}.consent input{margin-top:4px}.consent a{text-decoration:underline}.form-actions{display:flex;align-items:center;gap:18px;flex-wrap:wrap}.form-status{margin:0;font-size:13px;color:#56636e}.form-status.error{color:var(--critical)}.form-status.success{color:var(--success)}.contact-card{background:var(--navy);color:#fff;border-radius:var(--radius);padding:30px;position:sticky;top:100px}.contact-card img{background:#fff;border-radius:12px;padding:9px;margin-bottom:24px}.contact-card h3{font-size:24px;line-height:1.25;margin:0}.contact-card>p{color:#d2dae1}.contact-card dl{margin:26px 0}.contact-card dt{color:#b8c5cf;font-size:11px;text-transform:uppercase;letter-spacing:.12em;font-weight:800;margin-top:15px}.contact-card dd{margin:4px 0 0;font-weight:700}.contact-note{border-top:1px solid rgba(255,255,255,.15);padding-top:20px}.contact-note p{font-size:14px;color:#d2dbe2}
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@media(max-width:1120px){.header-inner{height:70px}.brand{width:185px}.main-nav{gap:13px}.main-nav>a{font-size:13px}.nav-actions .btn{padding:0 12px}.hero-grid{grid-template-columns:1fr .82fr;gap:40px}.cards-5{grid-template-columns:repeat(3,1fr)}.cards-4{grid-template-columns:repeat(2,1fr)}}
@media(max-width:930px){.menu-toggle{display:block}.main-nav{position:absolute;left:0;right:0;top:70px;background:#fff;border-bottom:1px solid var(--border);padding:14px 20px 22px;display:none;flex-direction:column;align-items:stretch;gap:0;max-height:calc(100vh - 70px);overflow:auto}.main-nav.open{display:flex}.main-nav>a{padding:12px 0;border-bottom:1px solid #edf0f2}.main-nav>a:after{display:none}.nav-actions{margin:16px 0 0;display:grid;grid-template-columns:1fr 1fr}.hero-grid{grid-template-columns:1fr;padding:62px 0}.hero-visual{min-height:360px}.split,.contact-grid{grid-template-columns:1fr}.contact-card{position:static}.cards-3{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:2fr 1fr 1fr}.footer-grid>div:last-child{grid-column:2/4}.bands{grid-template-columns:repeat(2,1fr)}}
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.analytics-consent[hidden]{display:none!important}.analytics-consent{position:fixed;z-index:1000;left:18px;right:18px;bottom:18px;display:flex;justify-content:center;pointer-events:none}.analytics-consent-inner{width:min(980px,100%);display:grid;grid-template-columns:1fr auto;gap:24px;align-items:center;padding:22px 24px;background:#fff;border:1px solid var(--border);border-radius:16px;box-shadow:0 18px 55px rgba(15,31,46,.2);pointer-events:auto}.analytics-consent strong{display:block;color:var(--navy);font-size:16px;margin-bottom:5px}.analytics-consent p{margin:0;color:#5f6d77;font-size:13px;line-height:1.55}.analytics-consent a{text-decoration:underline;text-underline-offset:3px}.analytics-consent-actions{display:flex;gap:10px;align-items:center}.analytics-consent-actions .btn{min-height:42px;white-space:nowrap}@media(max-width:720px){.analytics-consent{left:10px;right:10px;bottom:10px}.analytics-consent-inner{grid-template-columns:1fr;padding:18px}.analytics-consent-actions{display:grid;grid-template-columns:1fr 1fr}.analytics-consent-actions .btn{width:100%}}